Bereavement benefits means tested
The benefits that you will be able to get will depend upon your individual circumstances. Listed below are some of the main benefits that you may be able to get.
This is a one off lump sum payment of £2, 000 paid to a bereaved person under the pension age at the time of their late spouse or civil partners death and who’s late spouse or partner has:
- met the national insurance conditions for the payments; or
- died as a result of an industrial injury or disease.
You will also qualify if you are over the pension age as long as your late spouse or civil partner was not entitled to a retirement pension at the time of their death. The claim must be made within 12 months of the date of death or it cannot be paid. An extension may be granted in some circumstances such as, you were unaware of the date of death.
Widowed Parents Allowance
You can claim Widowed Parents Allowance if you are:
- a pregnant widow or civil partner; or
- a widow, widower or civil partner who is entitled to Child Benefit for at least one child.
You normally have to be under pension age to get this benefit and also meet one of the following criteria:
- Your late spouse or civil partner meets the National Insurance contribution conditions; or
- Your late spouse or civil partner has died as a result of an industrial accident or disease.
There is normally a maximum of 3 months backdating from when you make a claim. You will also need to tell the Tax Credit Office of the death of your spouse or civil partner if you receive tax credits.
These may be affected by the change in your circumstances.
You may be able to claim Bereavement Allowance for up to 52 weeks if you are:
- a widow, widower or surviving civil partner aged 45 or over when your husband, wife or civil partner died
- under the pension age; and
- not bringing up children
In addition one of the following conditions must be met:
- Your late spouse or civil partner must have met the National Insurance Contributions (NICs); or
- Your late spouse or civil partner died as a result of an industrial accident or disease.
If you are under the age of 55 when your spouse or civil partner dies, you will receive a reduced rate of Bereavement Allowance.
You cannot receive Bereavement Allowance and Widowed Parents Allowance at the same time. There is normally a maximum of 3 months backdating from when you make a claim.
When your Bereavement Allowance ends, you may be entitled to claim Jobseekers Allowance, Income Support or Pension Credit.
If you're on a low income and need help to pay for a funeral you're arranging, you may be able to get a Funeral Expenses Payment from the Social Fund. You might have to repay some or all of it from the estate of the person who died.
You may be eligible for a Funeral Payment, if you or your partner get any of the following benefits or tax credits:
- income support
- income based jobseekers allowance
- income related employment and support allowance housing or council tax benefit ; or
- pension credit or tax credits paid above a certain rate.
You may find that you only qualify for one of these benefits after the death of your spouse or civil partner. You can still get a Funeral Expenses Payment but you will need to claim within 3 months of the date of the funeral.
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- visitation rights and can make medical decisions, unless otherwise specified in a living will
-benefits for federal employees -- many of which are also offered by private employers -- such as sick leave, bereavement leave, days off for the birth of a child, pension and retirement benefits, family health insurance plans
-some property and inheritance rights, even in the absence of a will
the ability to create life insurance trusts
-tax benefits, such as being able to give tax free gifts to a spouse and to file joint tax returns
-the ability to receive Medicare, Social Security, disability and veteran's benefits for a spouse
-discount or family rates for auto, health and homeowners insurance
-immigration and residency benefits, making it easier to bring a spouse to the U.S. from abroad
-visiting rights in jail